Description: Public Law 93-445 provided for a complete restructuring of the railroad retirement system. This paper discusses 2 of the issues/problems underlying the need for the restructuring. These were 1 concurrent social security benefits paid to railroad annuitants 2 the approach used to increase benefits to keep up with inflation. Also a discussion of the basic achievement of the new law, which was to create a two-tiered benefit structure. Followed by 2 discussion papers submitted

Description: This paper examines the problem of a growing net benefit reduction for working women who are entitled to benefits in their own right, as well as to benefits as surviving spouses of covered workers.

Description: Diverse Risks 2016 Call for Essays

Description: The purpose of this paper is to identify the changes in the structure and composition of families and to discuss the implications of those changes for Social Security reform.

Description: The standard for measuring retirement income adequacy has been the final earnings replacement rate (usually targeted at 70%). But - does it work?

Description: The staff report on the the Disability Insurance Program. An interesting and informative report reviews the history of the program and presents 10 findings and recommendations.

Description: This paper looks at different ways to think about the economic relationships within the family and relate them to various ways of providing for retirement security within a Social Security and employer framework.

Description: This paper examines disincentives for long careers created by Social Security. The paper then discusses the subsequent stress on public and private pension systems caused by increasingly long retirements.

Description: This article discusses whether there should be a delayed retirement credit and, if so, how much the credit should be. The article distinguishes the applicability of the delayed retirement credit between social insurance and private pensions.

Description: This discussion panel which occurred at the SOA's 1975 Bal Harbor Meeting provided a forum for discussing Social Security in the United States. The topics included solutions to financing problems, non-discrimination considerations, possible benefit changes, and the disability experience of the program.